Authors:
Gioia Arnone

Addresses:
Department of Private and Economic Law, Vrije Universiteit Brussel, Ixelles, Belgium.               

Abstract:

Financial institutions work very hard to make finance smarter in the present global trend to reap the rewards of digitization. To enhance client services, financial technology (FinTech) leverages a range of modern, disruptive technologies, including cryptocurrency, blockchain, the metaverse, artificial intelligence, and the Internet of Things (IoT), among others, in the financial sector. However, the development of disruptive financial products and the creation of an ecosystem of technologies that support them are still necessary. As a result, various tech giants have concentrated their efforts on fintech to develop Information and Communication Technology (ICT) solutions. The objectives of this study are to assess the current state of the art in FinTech and cryptocurrency research, identify research gaps in the field, and examine trends and challenges for prospective future research. This study's findings offer a theoretical framework for information systems-based fintech research, including the definition and advancement of related technical concepts.

Keywords: Cryptocurrency and Blockchain; Metaverse and Artificial Intelligence (AI); Internet of Things (IoT); Disruptive Technologies; Financial Institutions; Information and Communication Technology (ICT); Client Services.

Received on: 18/07/2024, Revised on: 28/09/2024, Accepted on: 02/12/2024, Published on: 07/12/2024

DOI: 10.69888/FTSTPL.2024.000336

FMDB Transactions on Sustainable Technoprise Letters, 2024 Vol. 2 No. 4, Pages: 212-226

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